Cash loans for bad credit$100 – $5,000All credit types considered
Request your loan
$100 – $5,000 · funds as soon as the next business day, if approved
256-bit SSL · Checking your options won't affect your credit score · Free, no obligation
- Secured by SSL
- No cost to check
- Soft credit inquiry
- Made for your phone
Small change won't cover this one.
FinanceCopper is not a lender. One request for $100 – $5,000 goes to a network of lenders. Checking your options won't affect your credit score.
Any of these this week?
Small change not enough?
One request for $100 – $5,000 to lenders in our network. Some lenders fund as soon as the next business day, if approved.
Check my optionsHow it moves
How FinanceCopper works
No branch visit. No paperwork pile. Just your phone.
- 01
Request
Pick an amount. Answer a few questions. A few minutes, start to finish.
- 02
Match
Lenders in our network review your request on their own terms.
- 03
Decide
Read any offer's rate, fees and dates. Accept it, or don't.
Speed, honestly
How fast funding really works
- Your requestA few minutes on your phone.
- A lender's answerOften within minutes. Sometimes longer.
- The depositAs soon as the next business day, if approved.
- WeekendsBanks pause deposits. Plan for the next business day.
Cash loans for bad credit
Green with age.
One request reaches lenders in our network. Each shows its terms up front.
Before you start
Who can send a request
You'll usually need
- To be 18 or older and living in the US
- Regular income from work or benefits
- An active checking account in your name
- A phone number and email you use
Good to know
- Checking your options costs nothing
- Bad credit doesn't stop a request
- APRs vary by lender and can be high, sometimes over 200%
- Availability and terms vary by state
Questions
Cash loans for bad credit, explained
What do I need to apply?
You need to be 18 or older and a US resident, with regular income, an active checking account in your name, and a phone number and email you use.
Can I get cash loans for bad credit with bad credit?
Lenders in our network consider all credit types. A lower score can mean fewer offers or different terms, and approval is never certain, but it does not stop you from sending a request.
Is FinanceCopper a lender?
No. FinanceCopper is a referral service, not a lender. We pass your request to lenders in our network, and any offer comes from the lender, on the lender's terms.
How much can I request?
Anything from $100 to $5,000. A lender may offer a different amount after its own review.
Does checking my options affect my credit score?
No. Checking your options won't affect your credit score. A lender may run its own credit check as part of considering your request.
How fast could funds arrive?
That depends on the lender and your bank. Some lenders fund as soon as the next business day, if approved. Any offer shows its timing before you agree.
Cover this one.
One request. $100 – $5,000. Lenders in our network take it from there.
Review my options